Financial Literacy Week

Have you heard of a small account?

Even without proof of identity and address, open a Savings bank’s ‘small account’ by submitting a recent photograph and signature. Enjoy account balance of up to Rs.50000, withdrawal up to Rs.10000 per month and total credits of up to Rs.1 lakh per financial year.

Don’t Know Your Credit Score?

Individuals having credit history can get one free full credit report including credit score, once in a year (January-December) from any of the four credit information companies (TransUnion CIBIL, Equifax, Experian or CRIF High Mark).

Do You Have a Smartphone with access to the Internet?

Go digital on the Unified Payment Interface platform (UPI). A platform that allows seamless transfer of money on a real time basis between two bank accounts using either your bank’s app, BHIM or any other third party app on your smartphone.

Do not have a smartphone or access to the Internet?

Go digital using *99# USSD code. A platform that allows seamless transfer of money on a real time basis between two bank accounts using a feature phone/smart phone without internet connection by dialing code *99#