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H.O: Green Belt, Gandhi nagar, Jammu.

   
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UNAUDITED FINANCIAL RESULTS FOR THE FINANCIAL YEAR 2008-2009

 

PERFORMANCE HIGHLIGHTS

31.03.2009

31.03.2008

Working Capital

24195.91

22314.44

Share Capital

448.49

382.74

Operating Profit

113.80

82.62

Business per employee

132.28

114.51

Credit Deposit Ratio

60.05%

57.21%

Lending to Priority Sector

40.65%

40.15%

Membership (Regular)

26792

25348

Nominal Members

5826

5135

 

UNAUDITED FINANCIAL RESULTS FOR THE YEAR ENDED 31ST MARCH, 2009

 

BALANCE SHEET AS ON CAPITAL & LIABILITIES

31.03.2009

31.03.2008

Capital

44849395.00

38274445.00

Reserves & Surplus

172502583.13

148286952.15

Deposits

2140521070.67

1959388019.55

Borrowings

-

-

Other Liabilities & Provisions

189813312.37

187910664.36

Total

2547686361.17

2333860081.06

ASSETS

Cash in Hand

64043363.20

37150224.45

Balances with other Banks

61108753.93

47663075.65

Investments

909488321.00

941652180.00

Advances

1285417817.37

1121057484.47

Fixed Assets

13148650.05

12842365.40

Other Assets

214479455.62

173494751.09

Total

2547686361.17

2333860081.06

Contingent Liabilities

3441960.00

3503150.00

Bills for collection

6346773.84

5155991.96

PROFIT & LOSS ACCOUNT FOR THE YEAR ENDED

31.03.2009

31.03.2008

INCOME

Interest Earned

200972986.62

172452230.19

Other Income

6294561.14

5846002.32

Total

207267547.76

178298232.51

EXPENDITURE

Interest Expended

120386478.18

101542454.01

Operating Expenses

75501395.08

68493416.91

Total

195887873.26

170035870.92

PROFIT / LOSS

Gross Profit

11379674.50

8262361.59

 

Key Figures 2008

   
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